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CCRA – Certified Credit Research Analyst

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Showing 1–3 of 10 questions

Question 1

Following is information related banks:

Auckland Ltd is a public sector bank operating with about 120 branches across India. The bank has been in business since 1971 and has about 40% branches in rural areas and about 75% of all branches are in Western India. On the basis of the size, Auckland Ltd will be ranked at number 31 amongst 40 banks in India. Although top management has appointment period of 5 years, generally they retire on ach sieving age of 60 years with an average tenure of only 2 years at the top job.

Profit and Loss Account

Balance Sheet

The rating wise break-up of assets for FY11 is as follows:

The core spreads for FY13 as compared to FY12 have:

Select an option, then click Submit answer.

  • ○

    Expanded by 136 bps
  • ○

    Contracted by 327 bps
  • ○

    Contracted by 136 bps
  • ○

    Expanded by 191 bps
Question 2

Awesome Mobile Ltd is a leading mobile seller who manufactures mobile phone under own brand Awesome. Which of the following is the biggest business risk for Awesome?

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  • ○

    Technology Risk
  • ○

    Branding risk
  • ○

    Raw material price risk
  • ○

    Competition
Question 3

The following information pertains to bonds:

Further following information is available about a particular bond ‘Bond F’

There is a 10.25% risky bond with a maturity of 2.25% year(s) its current price is INR105.31, which corresponds to YTM of 9.22%. The following are the benchmark YTMs.

Assuming the G-Sec has not changed from the time January 2013 to April 2013, what can you predict about the changes bond price and change in issues borrowing rates:

Select an option, then click Submit answer.

  • ○

    Decrease and Increase
  • ○

    Increase and Increase
  • ○

    Decrease and Decrease
  • ○

    Increase and Decrease